Reverse Mortgages: New Rules Make Them Safer for Homeowners

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The promises of a reverse mortgage -- never having to pay a mortgage bill again and using your home's equity to finance retirement -- can sound too good to be true. It almost was too good to be true during the Great Recession, when more borrowers were withdrawing most of their home equity at [...]

Why Our Being at the Top Helps You

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Coldwell Banker Grass Roots Realty is doing nearly two times the business of any other single real estate company in Nevada County. And that’s good for you! We’re not just bragging about how much business we’re doing. We want potential home sellers and buyers, like you, to know how valuable our success is to [...]

Why We Fall in Love—With Houses

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Falling in love can be wonderful—and finding the perfect house can make a house-hunter weak in the knees. As Valentine’s Day approaches, a survey by Realtor.com shows that falling head-over-heels for a house is fairly common—69% of respondents reported that they have had a home crush. House-hunters with a “home crush,” as defined in [...]

Professional Home Energy Auditors May be Worth the Cost

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Energy prices may fluctuate from time to time, making it difficult for homeowners to estimate their monthly bills. However, there are a few actions individuals can take to keep their costs low without sacrificing efficiency. More owners conduct energy audits after initially buying a home, but it’s important to keep up on these examinations [...]

With Home Buying, Planning Ahead Will Make the Multiple-Step Process Easier

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If you’re planning in the spring to buy your first house, you already may be feeling a bit overwhelmed about what can often be a complicated and convoluted process. The good news is that you have plenty of time to learn the myriad steps to buying a home and getting prepared for the endeavor. [...]

Borrowers Who Lost Homes Get a Second Chance

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There is new hope for many Americans who lost their homes to foreclosures and short sales in recent years and are ready to buy a home again. The U.S. Department of Housing and Urban Development (HUD) recently introduced new guidelines for Federal Housing Administration (FHA) loans, essentially making it easier for eligible borrowers who [...]

Mortgage Rates to Rise

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The Federal Reserve's announcement Wednesday that it would reduce its bond-buying by $10 billion a month was seen generally as a moderate start to the highly anticipated taper. As such, mortgage rates, which follow bond yields, did not rise dramatically, as some had predicted. "I was relieved by how the market has reacted so far [...]

Homeownership being helped by Public and Private Partnership

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Coldwell Banker Grass Roots Realty partners with Nevada County Habitat for Humanity Coldwell Banker Grass Roots Realty (CBGRR) would like to announce a successful public/private partnership program where working with local community minded businesses benefits both the premier partners and local hard working families. The partnership works because these organizations have a vested interest in homeownership [...]

Coldwell Banker Finds Americans Disagree Over Boomerang Kids

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According to a new survey of more than 2,000 Americans conducted by Coldwell Banker Real Estate and leading psychotherapist Dr. Robi Ludwig, Americans don’t see eye to eye about the appropriate amount of time for adults to live with parents after college. The survey found that Americans ages 55 and older think it is [...]

Check the Rules of a Homeowners Association before Buying

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There are several factors consumers take into account when buying a home, including property features, proximity to their work and the surrounding community. The neighborhood they are moving into can play a large role on a new homeowner's experience, so it's important to research the particulars of each community thoroughly. One of the first [...]

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