How to Sell a House that Still Has a Mortgage Left On It

Most people won’t live in the same home for 30 years, the typical life of a mortgage loan. So, when it comes time to sell, many homeowners still have mortgage debt to deal with. Is this a problem? What happens to your mortgage when you sell your home? Once you sign your name on a [...]

By |2018-05-21T17:59:49+00:00Monday, May 21, 2018|Categories: Seller Resource, Uncategorized|Tags: , , , , , , |0 Comments

Are You Ready to Buy a Home?

So you’ve finally decided to take the plunge on your dream home. But are you really ready to own it, or should you consider renting? There are so many questions that you'll run into once you decide to buy a home. Buying a home is not something you do on a whim. Rather, it’s a deliberate process [...]

Can You Buy a Home With No Down Payment?

One of the most important financial investments you’ll ever make is the purchase of a home. For many, this will also be their largest purchase in their lifetime. Owning a home has many benefits, and the biggest is building up equity. However, being able to get a home means you need to have all your [...]

Three Things First-Time Homebuyers Should Know

Buying a home can be a daunting process, especially for first-time homebuyers. For many, this will be the biggest purchase of their lives. Many first time homebuyers start to weigh all the pros and cons of the purchase. The anxiety starts with the pre-qualification process and doesn't seem to end until the last documents are signed. But [...]

Why is getting pre-approved on your mortgage important?

Home - Where your story begins… To learn more about how Coldwell Banker Grass Roots Realty can help you buy or sell a home, please call one please call one of our four offices in: Grass Valley Office at 530-273-7293 855 Sutton Way, Grass Valley, CA 95945 Nevada City at 530-265-3282 108 Union Street, [...]

By |2017-02-16T20:28:38+00:00Thursday, March 17, 2016|Categories: First Time Buyer, Uncategorized|Tags: , , , , |0 Comments

5 Kinds of Mortgages: What’s Right for You

Home buying can be a whirlwind and, unless you are a lottery winner or heir to a fortune, likely includes taking out a mortgage. Choosing the right mortgage loan for your budget includes assessing your income, lifestyle, credit history and qualifications. But it’s not just a matter of finding an affordable option – it’s [...]

By |2018-12-17T20:05:22+00:00Thursday, December 24, 2015|Categories: Mortgage, Uncategorized|Tags: , , , , |0 Comments

Saving for a Home: How Much Is Enough?

It's easy to get caught up in credit scores when considering a home purchase. But as lenders continue to loosen requirements, the need to have money in the bank doesn't get any less acute. Getting prescriptive about how much you need in savings to satisfy a mortgage lender is tough business. The answer can [...]

By |2018-10-25T21:26:56+00:00Friday, December 18, 2015|Categories: Buyer Resource, Uncategorized|Tags: , , , , , |0 Comments

Reverse Mortgages: New Rules Make Them Safer for Homeowners

The promises of a reverse mortgage -- never having to pay a mortgage bill again and using your home's equity to finance retirement -- can sound too good to be true. It almost was too good to be true during the Great Recession, when more borrowers were withdrawing most of their home equity at [...]

By |2018-10-25T21:31:11+00:00Friday, December 18, 2015|Categories: Mortgage, Uncategorized|Tags: , , , , , |0 Comments

Why Our Being at the Top Helps You

Coldwell Banker Grass Roots Realty is doing nearly two times the business of any other single real estate company in Nevada County. And that’s good for you! We’re not just bragging about how much business we’re doing. We want potential home sellers and buyers, like you, to know how valuable our success is to [...]

By |2018-10-25T21:53:21+00:00Friday, December 18, 2015|Categories: Real Estate Information, Uncategorized|Tags: , , , , , , |0 Comments

With Home Buying, Planning Ahead Will Make the Multiple-Step Process Easier

If you’re planning in the spring to buy your first house, you already may be feeling a bit overwhelmed about what can often be a complicated and convoluted process. The good news is that you have plenty of time to learn the myriad steps to buying a home and getting prepared for the endeavor. [...]

By |2018-10-25T22:26:51+00:00Wednesday, December 16, 2015|Categories: Buyer Resource, Uncategorized|Tags: , , , , , , |0 Comments