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The U.S. economy showed signs of slowing in August, with the Bureau of Labor Statistics reporting only 22,000 new non-farm payroll jobs. While July’s numbers were revised slightly upward, June was adjusted to reflect a net loss of 13,000 jobs — the first decline since late 2020. The unemployment rate now sits at 4.3%, the [...]
A mortgage is the biggest, most important contract most of us will ever sign – and one with a certain sense of finality to it. We’re telling ourselves that this is it. This is where we’ve decided to put down roots, where we’re going to live for at least the next decade or more. Particularly [...]
Most people won’t live in the same home for 30 years, the typical life of a mortgage loan. So, when it comes time to sell, many homeowners still have mortgage debt to deal with. Is this a problem? What happens to your mortgage when you sell your home? Once you sign your name on a [...]
So you’ve finally decided to take the plunge on your dream home. But are you really ready to own it, or should you consider renting? There are so many questions that you'll run into once you decide to buy a home. Buying a home is not something you do on a whim. Rather, it’s a deliberate process [...]
One of the most important financial investments you’ll ever make is the purchase of a home. For many, this will also be their largest purchase in their lifetime. Owning a home has many benefits, and the biggest is building up equity. However, being able to get a home means you need to have all your [...]
Buying a home can be a daunting process, especially for first-time homebuyers. For many, this will be the biggest purchase of their lives. Many first time homebuyers start to weigh all the pros and cons of the purchase. The anxiety starts with the pre-qualification process and doesn't seem to end until the last documents are signed. But [...]
Home - Where your story begins… To learn more about how Coldwell Banker Grass Roots Realty can help you buy or sell a home, please call one please call one of our four offices in: Grass Valley Office at 530-273-7293 855 Sutton Way, Grass Valley, CA 95945 Nevada City at 530-265-3282 108 Union Street, [...]
Home buying can be a whirlwind and, unless you are a lottery winner or heir to a fortune, likely includes taking out a mortgage. Choosing the right mortgage loan for your budget includes assessing your income, lifestyle, credit history and qualifications. But it’s not just a matter of finding an affordable option – it’s [...]
It's easy to get caught up in credit scores when considering a home purchase. But as lenders continue to loosen requirements, the need to have money in the bank doesn't get any less acute. Getting prescriptive about how much you need in savings to satisfy a mortgage lender is tough business. The answer can [...]
The promises of a reverse mortgage -- never having to pay a mortgage bill again and using your home's equity to finance retirement -- can sound too good to be true. It almost was too good to be true during the Great Recession, when more borrowers were withdrawing most of their home equity at [...]
