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Nevada County Real Estate

How Much Home Can You Afford?

One of the most important things first-time homebuyers should explore – how much home can they afford? You’ve been dreaming day and night about it: Buying your first home. It’s a thrilling prospect for everyone, especially first-time homeowners. With countless properties available online at your fingertips, it’s easy to begin house hunting as soon [...]

Mortgage Fraud and You – How To Tell You’re Probably Being Taken For A Ride As A Buyer

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A mortgage is the biggest, most important contract most of us will ever sign – and one with a certain sense of finality to it. We’re telling ourselves that this is it. This is where we’ve decided to put down roots, where we’re going to live for at least the next decade or more. Particularly [...]

Are You Ready to Buy a Home?

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So you’ve finally decided to take the plunge on your dream home. But are you really ready to own it, or should you consider renting? There are so many questions that you'll run into once you decide to buy a home. Buying a home is not something you do on a whim. Rather, it’s a deliberate process [...]

5 Kinds of Mortgages: What’s Right for You

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Home buying can be a whirlwind and, unless you are a lottery winner or heir to a fortune, likely includes taking out a mortgage. Choosing the right mortgage loan for your budget includes assessing your income, lifestyle, credit history and qualifications. But it’s not just a matter of finding an affordable option – it’s [...]

Reverse Mortgages: New Rules Make Them Safer for Homeowners

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The promises of a reverse mortgage -- never having to pay a mortgage bill again and using your home's equity to finance retirement -- can sound too good to be true. It almost was too good to be true during the Great Recession, when more borrowers were withdrawing most of their home equity at [...]

Mortgage Rates to Rise

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The Federal Reserve's announcement Wednesday that it would reduce its bond-buying by $10 billion a month was seen generally as a moderate start to the highly anticipated taper. As such, mortgage rates, which follow bond yields, did not rise dramatically, as some had predicted. "I was relieved by how the market has reacted so far [...]

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